Wire Transfers - Alcon Employees Federal Credit Union

Wire Transactions

We can help you fill out wire transactions!

Alcon EFCU can help you fill out wire transactions! Fees may apply, please call or visit our office for more specific information about your wire destination. For a wire transfer to be processed on the same day it’s initiated, the request must be submitted by 3:00 p.m. CST for domestic transactions, and 1:00 p.m. CST for international transactions.

Incoming Wire Transactions

For incoming domestic wire transactions

For incoming international wire transactions

Wires will come through our intermediary Credit Union (Catalyst Corporate)

International Wires/Catalyst Corporate’s BIC1 Code:

Catalyst Corporate does not have a SWIFT code that allows international wires to be sent directly from an international bank to Catalyst Corporate. The sending international bank wilt need to go through a U.S. correspondent bank or through a foreign correspondent bank that has a banking relationship with a U.S. correspondent bank.

Catalyst Corporate does have a non-live SWIFT/BIC1 code that can be given to an individual or an institution in another country for use in wiring funds into the United States. For the international bank and the U.S. correspondent bank, this code identifies Catalyst Corporate as a legitimate party to the wire.

Please note that a 81 C1 is an “inactive” BIC, used only for identification purposes. This BIC can only appear in the text (Block 4) of a FIN message – party field 57A or 58A, for example, to identify your institution as the beneficiary of a payment. If an “inactive “SIC appears in the header of a FIN message, the message will be rejected by FIN.

Catalyst Corporate’s B1C1 code is CCFDUS41

Outgoing Wire Transactions

You’ll need to visit our office to complete these transactions.

You’ll need the following information for domestic wire transactions:

  • Receiving financial institution’s ABA/routing number
  • Receiving financial institution’s name
  • Further credit institution’s ABA/account number (if applicable)
  • Further credit institution’s name (if applicable)
  • Receiving individual’s name
  • Receiving individual’s account number
  • Receiving individual’s physical address (not a P.O. box)

For International wires:

  • Foreign bank name, ABA/account number and physical address (not a P.O. box)
  • Swift code or IBAN
  • Beneficiary name
  • Beneficiary address
  • Beneficiary phone number
  • Beneficiary account number

*not available via mobile banking