Resources
Courtesy Pay
We’ve got you covered!
Direct Deposit
Access your money faster.
Set up direct deposit
(ABA/Routing # 311981436 & account number)
Fee Schedule
The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.
| Account Related Fees | |
|---|---|
| Membership Fee | $1.00 |
| Minimum deposit to open a savings account | $5.00 |
| Mailed paper statement | $2.00 per month |
| Account history | $2.00 per page |
| Returned mail fee (incorrect address, per account) | $2.00 per month |
| Account closure within 180 days | $10.00 |
| Inactive/dormant account (after 12 months) fee | $5.00 per month |
| Savings withdrawal fee | 3 FREE withdrawals per month thereafter $5.00 each withdrawal |
| Transfer balance request via emai/phone with FSR** | $2.00 per transfer |
| ACH Related Fees | |
|---|---|
| ACH NSF fee | $30.00 per item |
| Courtesy Pay (Overdraft privilege) | $35.00 per item |
| Stop payment on ACH | $15.00 per item |
| ACH origination (one time transfer) set up fee* | $5.00(Max. up to $5000 per transfer) |
| ACH origination (recurrent transfer) set up fee* | FREE (Max. up to $5000 per transfer) |
| ACH origination (one time transfer/same day process) set up fee* | $7.50(Max. up to $5000 per transfer) |
| ATM/ Check Card Fees | |
|---|---|
| Visa ATM/Debit replacement Card | $5.00 |
| Expedited card or pin | $55.00 |
| Overnight card or pin | $75.00 |
| Withdrawals at ATMs in network (CO-OP/Alcon Facilities) | FREE |
| Withdrawal at ATMs outside network | $1.00 |
| Inquiries at ATMs in network (CO-OP/Alcon Facilities) | FREE |
| Transfers at ATMs in network (CO-OP/Alcon Facilities) | FREE |
| Checking Account Related Fees | |
|---|---|
| Standard Checking Minimum Balance Fee, if balance falls below $250.00 at any time during the month. (Checking account without direct deposit) Minimum to open checking account is $25 |
$5.00 per month |
| Checking account with direct deposit | FREE |
| NSF fee (returned Alcon EFCU draft) | $30.00 per item |
| Stop payment on check | $15.00 per item |
| Courtesy Pay (Overdraft privilege) | $35.00 per item |
| Other Fees | |
|---|---|
| Returned deposit Item fee | $15.00 |
| Foreign collection Item (exchange fees may also apply) | $30.00 |
| Copies of share drafts | $2.00 per item |
| Online banking check images | FREE |
| Notary service (Members) | FREE |
| Notary service (Non-Members) | $6.00 first signature
$1.00 each additional signature |
| Quick Cash Loan application fee | $20.00 per application |
| Wire transfers | |
|---|---|
| Incoming | FREE |
| Outgoing (domestic) | $15.00 |
| Outgoing (international in US dollars) | $35.00 |
| Outgoing (International in foreign currency) | $50.00 |
| Money Orders/Checks | |
|---|---|
| Cashier’s check fee | $3.00 per check |
| CU check | $1.00 per check |
| Visa Gift Card | $3.00 per card |
| Overnight CU checks | $25.00 |
| Overnight Saturday CU checks | $45.00 |
| Copy of checks request via email/phone with FSR** | $2.00 per copy |
| Copy of Credit Union checks | $2.00 per copy |
| Copy of Cashier’s checks | $5.00 per copy |
| Check request via online banking | FREE |
| Check request via email/phone with MSR** | $2.00 |
| Online Services | |
|---|---|
| Online Banking | FREE |
| Online banking check copies | FREE |
| Online banking transfers (within account or linked accounts) | FREE |
| Bill Pay services | FREE |
| Bill Pay next day check payment request (per payment) | $19.95 |
| Bill Pay two days check payment request (per payment) | $14.95 |
| Bill Pay NSF returned items | $30.00 |
| Bill Pay proof of payment (per request) | $15.00 |
| Bill Pay stop payment (per request) | $25.00 |
| Bill Pay service request (claims, late fees, unable to locate, pay not posted, outstanding check, archived retrieval request, etc.) | $25.00 per request |
| Bill Pay Gift Check | $2.99 per gift check |
| Bill Pay Donation | $1.99 per donation |
| E-Statements | FREE |
Overdraft Protection
Protection & peace of mind
Remote Banking
Online & Mobile Banking
Perform real-time transactions anytime and keep track of your finances for free!
Download Our Mobile App
Tutorial Videos
External Transfers
Mobile Deposit
Remote Control Cards
Alcon Push Notifications
Make A Loan Payment
I hereby authorize Alcon Employees Federal Credit Union to initiate a charge entry on my debit card in the amount equal to the amount I enter into the online payment option not to exceed $2,000.00. I acknowledge I am responsible for inputting the correct payment amount and my Credit Union Member Account Number.
By submitting an online payment, I agree that there is a balance sufficient to pay all requested payments and agree that the Credit Union is not liable for any overdraft or insufficient fund situation caused by my failure to maintain funds sufficient to pay the payment amount I indicated.
I understand that the holder of my debit card may charge cash advance fees, and it is my responsibility to be aware of these.
I understand that an online payment will be processed and credited to my account within 1 to 2 business days.
I also understand a $6.95 convenience fee will be assessed to process this payment. Free payment options are available via online banking, by mail, or in person.
Automated Schedule Recurring Payments
When using this service, Automated Debit Card payments may be signed up for online payments. A convenience fee will not apply for scheduled recurring payments when using this service.
Automated ACH One Time or Recurring Payments
NO FEE for ACH payments when using this service.
