Loans - Alcon Employees Federal Credit Union


Funds to help you afford life
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Auto Loans

Fully-loaded auto loans for your next ride!

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Home Equity Loans

Put your home to work for you!

  • Borrow up to 80% of your home’s equity
  • Min/Max Loan Amount: $30,000 – $150,000
  • Fixed Rate for the life of the loan
  • Flexible Term Options
House Construction Framing Gradating Into Finished Kitchen Build
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Home sweet home loans

  • Conventional & Government loan programs
  • Low down payment programs
  • Programs for borrowers with less-than-perfect credit
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Recreational Vehicle Loans

Level up your adventure!

  • New & Used Vehicles – Buy or Refinance
  • 100% Financing available on campers, motorcycles, boats & other watercraft
  • Low, Fixed Rates
  • Flexible Payment Options – Up to 180 months
Summer holiday with a canoe in Poland
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Hiking is better when you share it your family

Signature Loans

Whatever you need, whenever you need it

  • 100% Financing
  • Low, Fixed Rates
  • Flexible Payment Options
  • No Collateral Required
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Share Secured Loans

Build your credit while putting your money to work for you!

  • Borrow up to 100% of Deposited Funds
  • Use Savings as Collateral – Still earn dividends
  • Low, Fixed Rates
  • Flexible Payment Options
Young woman talks about student loan with loan officer
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VISA® Credit Cards

More convenience, less fees

  • 0.00% Introductory Rate for 9 months, 13.50% APR* after the introductory rate
  • Low, Fixed Rate
  • No Annual Fee
  • No Cash Advance Fee
  • No Over-the-Limit Fee
  • Convenient & Flexible Purchasing Power – Accepted at millions of locations worldwide
  • Increased Security & Protection via VISA
  • Safer Online Shopping Payment Method
  • Easy Online Card Management
Important VISA® phone numbers
Card Activation: 833-541-0770
Lost Stolen: 833-541-0777
Customer Service: 833-541-0763
PIN Change: 866-297-3413
eZCard: 866-604-0380
Dispute: 800-600-5249

*APR = Annual Percentage Rate. 0% introductory APR is good for a period of nine months. After introductory period ends, rate will revert to 13.50% APR. Credit terms and conditions apply. Membership eligibility required. Promotion may end at any time. See credit union for details. This credit union is federally insured by the National Credit Union Administration. All loans subject to credit approval. Membership, terms and conditions apply.