We are here for you

The recent months have weighed heavily upon all of us in varying ways. Maybe you are one of the many individuals who braved the front lines in healthcare, home delivery, grocery store service, truck driving or more. Or maybe you were sheltered in place learning to juggle remote work and distance learning for your children. Or maybe you suffered a furlough or total job loss.

Whatever the situation, we know it has been a stressful experience. We want to first and foremost THANK YOU for your patience with the credit union as we had to make difficult and unprecedented decisions regarding lobby access. We certainly missed seeing your faces but did what was necessary to protect us all.

Now, as we slowly settle into a new normal, we want to remind you that we’re still here for you. We understand many of you have suffered financially. If you need assistance with debt consolidation, loan payment reworks, or a new loan to get you back on your feet, please don’t hesitate to reach out to us.


Auto loan rates haven’t been this low in a while!

Recent events have caused auto loan rates to fall to unprecedented levels. If you’re in the market for a new car, this may be the time to buy.

Rates as low as 1.99% APR* and no payments for 90 days** for new
(2019 – 2020 models) auto loans!

  • Financing up to 100% of NADA value
  • No setup fees or pre-payment penalties
  • Competitive GAP Coverage
  • FREE Auto Deductible Reimbursement Program for a year! – Get back up to $500 per loss (Unlimited losses per year) when a loss is filed and paid by the auto insurance company for a covered auto the member owns/leases and insures
  • Mechanical Breakdown Protection. Ask for a quote!
  • Payment Protection
  • Automatic Payment Transfer

Take advantage of the low auto loan rates now before they’re gone.

Promotion available for a limited time!

Apply today! Offer ends July 31st!

Need to access quick funds? Look to your home first. Home equity loan rates have never been this low!

The best part about our fixed-Rate Home Equity Loan* is stability. This is a great option if you’re in need of a specific amount of money. You’ll get the loan amount at closing and enjoy a fixed rate the life of the loan with set monthly payments.

  • Borrow up to 80% of your home’s equity**
  • Min/Max Loan Amount: $30,000 – $150,000
  • Fixed Rate for the life of the loan
  • Flexible Term Options: 5, 10, or 15 years

If you have upcoming expenses and need fast funds to cover them, apply for a Home Equity loan today.

But you better hurry so you can take advantage of our low rates!

** Some restrictions may apply. The maximum CLTV for all cash out transactions is 80%


Apply today and drive your worries away!

For a limited time, if you refinance your auto loan with us, we’ll slash your rate up to 2%*
(as low as 2.75% APR*) AND give you 90 DAYS OF NO PAYMENTS**!

We also offer

  • Financing up to 100% of NADA value
  • No setup fees or pre-payment penalties
  • Competitive GAP Coverage
  • FREE Auto Deductible Reimbursement Program for a year! – Get back up to $500 per loss (Unlimited losses per year) when a loss is filed and paid by the auto insurance company for a covered auto the member owns/leases and insures
  • Mechanical Breakdown Protection – Ask for a quote!
  • Payment Protection
  • Automatic Payment Transfer, and more!

You could lower your monthly payment, access a low rate loan and enjoy 90 days without a payment.

Apply today and drive your worries away!

Need to save even more? Check out these coupons for other great AEFCU deals.

New Tax Deadline Approaching

In March, the Treasury Department and Internal Revenue Service announced the federal income tax filing due date would be automatically extended from April 15, 2020 to July 15, 2020. If you haven’t filed your 2019 taxes yet, make sure to get your papers in order and do so prior to the new deadline.

According to the IRS website, individual taxpayers who need additional time to file beyond this deadline can request a filing extension by filing Form 4868 through their tax professional, tax software or using the Free File link on IRS.gov. Businesses who need additional time must file Form 7004.

As a credit union member, you can also save by filing with Turbo Tax. Save on TurboTax today! Try it for free and pay only when you’re ready to file.

* Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2019. Discount applies to TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice.  Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.

For more information on filing your taxes, refer to www.irs.gov.

Get to know mobile banking!

We’ve all become way too familiar with the need for alternative ways of taking care of our responsibilities from home. If you haven’t already, you might consider downloading our mobile banking app! Whether you’re traveling on business, vacationing with family, or otherwise can’t visit the credit union, you can make sure you never miss a beat when it comes to managing your daily finances.

What all can you do?

  • View transactions
  • Transfer funds between accounts
  • Pay your one-time or recurring bills
  • Apply for a loan
  • Deposit your checks
  • Access your eStatements
  • And much more!

If you haven’t signed up for mobile banking yet, you’re missing out. Take charge of your finances by signing up today!

Download the app now!

Spread the word – Credit unions help members save money!

During a time when we are all looking for ways to save money, it may be worth spreading the word of credit union membership benefits to your friends, co-workers and family members.

Here are just a few ways credit unions aim to keep more money in members’ pockets.


    • Lower rates on loans and credit cards
    • Flexible, dividend-earning checking and savings
    • More forgiving qualification standards
    • Commitment to community
    • Higher rates on savings accounts
    • Personalized credit assistance
    • Financial education
    • Lifetime membership

And joining has never been easier. Visit www.alconefcu.org to start. Spread the word of credit union membership today!

There are more reasons than ever to love being a member of Alcon EFCU.

Your credit union membership is about the trust and care of community, built around where you live, work and play. That’s why  membership saves you money through exclusive member-only offers through our trusted partners. Through Love My Credit Union Rewards, credit union members have saved over $2 billion with offers like:

»   Credit union members get $200 when you switch to Sprint! Plus, $100 Annual Loyalty Cash Rewards and 25% off select accessories in Sprint retail stores.

»   Credit union membership also saves you up to $15 on TurboTax federal products.

»   Members save on SimpliSafe, the #1 expert pick for home security.

»   Save 30% on premium identity protection from Financial Lock.

»   Save on car maintenance + get $10 off your first service using CarAdvise.

»   Members can save big with an exclusive discount from the TruStage Home & Auto Insurance Program.

Learn all about how your  membership gets you all these exclusive savings and more at LoveMyCreditUnion.org. Check them out and start enjoying credit union member benefits you never knew you had.

Limited time offers. Activ. Fee: Up to $30/line. Credit approval req. Cash Reward Offers: Phone lines only w/ 1 line on Unlimited Plus or Unlimited Premium plan. Avail. for eligible credit union members & member employees. $100/line, max 2 lines. Req. activ. at point of sale. Excl. prepaid & ports made between Sprint or related entities.  Limit 1 Sprint Perks Corp ID per acct. No add’l. discounts apply. Loyalty Reward: $100/acct./yr. when acct. remains active and in good standing each yr. Transfer Reward: Existing Sprint customers who validate or transfer to the Sprint Cash Reward Program are eligible for a $100/acct./yr. deposit on 12 mo. anniversary. Deposit: Cash Reward issued by CU Solutions Group. Sprint acct. must remain active and in good standing for 31 days to receive Cash Reward. Allow 8-10 wks. for Cash Reward to be deposited to your Credit Union acct. If the Cash Reward does not appear after 10 wks., visit lovemycreditunion.org/reward-tracker. Satisfaction Guarantee: Call us to deactivate & return to place of purch. with complete, undamaged phone/device & receipt w/in 30 days of activ. We’ll refund your phone/device cost, svc. charges & activ. fee. Excl. int’l. usage not incl. in plan, prem. content & 3rd party billing. We’ll refund your phone/device cost. Sprint dealer may impose add’l. fees. A $45 restocking fee may apply. Visit sprint.com/returns. Other Terms: Offer/coverage not avail. everywhere or for all phones/networks. May not be combinable with other offers.  Accounts that cancel lines within 30 days of activating on promo pricing may void savings. Offer, terms, restrictions, & options subject to change & may be modified, discontinued, or terminated at any time without notice. Restrictions apply. © 2019 Sprint. All rights reserved. Sprint & the logo are trademarks of Sprint. Other marks are the property of their respective owners.


Independence Day Observed – Friday, July 3, 2020

Labor Day – Monday, September 7, 2020