Loan Rates

Loan Rates Effective August 1, 2018.

LOAN TYPE
ANNUAL PERCENTAGE RATE
Rates shown include 0.25% discount***
New Vehicles (100% Purchase Price)**
New Auto 2017 or newer with less than 15,000 miles
Interest rate as low as 3.15% APR*
Used Auto Loans (100% Purchase Price)**
Used Auto 2017 or older with more than 15,000 miles
Interest rate as low as 3.50% APR*
RV Loans (100% Purchase Price)**)
Interest rate as low as 4.50% APR*
Signature Loans)
Interest rate as low as 9.24% APR*
Fully Share Collateralized Loans)
3.00% above share dividend rate
VISA:
No annual fee; No late charge fee; No cash advance fee; Min. payment: $18 or 5%; Returned payment fee:$10; Foreign Tran fee: 1%
Annual Percentage Rate for Purchases: 13.50%
Annual Percentage Rate for Balance Transfer: 13.50%
Annual Percentage Rate for Cash Advances: 13.50%
New Boat Loans (100% Purchase Price)**
Interest rate as low as 5.00% APR*
Pre-Owned Boat Loans (100% Purchase Price)**
Interest rate as low as 5.75% APR*
New Motorcycle Loans (100% Purchase Price)**
Interest rate as low as 5.50% APR*
Pre-Owned Motorcycle Loans (100% Purchase Price)**
Interest rate as low as 6.25% APR*

*APR= Annual Percentage Rate.
**Ask for details
Some restrictions apply. The rate you qualify to receive may vary depending on individual credit history and underwriting factors.
All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.
***Possible discounts up to 0.25% maximum already included in the above rates;

• 0.25% discount for electronic loan payments.
• 0.25% discount with current Alcon EFCU checking account with direct deposit for six months.
• 0.25% discount with new Visa Credit Card approval.