Effective November 1, 2016. The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.
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ACCOUNT RELATED FEES
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Membership fee
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$1.00
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Membership reopen fee
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$5.00
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Copy of statement
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$2.00 per statement period
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Account history
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$2.00 per request
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Returned mail fee (bad address)
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$2.00 per statement/month
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Account closure within 180 days
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$10.00
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Inactive/dormant account (after 12 mo.) fee
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$5.00 per month
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Share withdrawal fee
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3 FREE withdrawals per month. Thereafter $5.00 each withdrawal.
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Research fee (min. 1 hour)
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$25.00
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ACH RELATED FEES
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ACH NSF fee
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$25.00
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Courtesy Pay (overdraft privilege/per occurence)
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$30.00
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Stop payment on ACH (per item)
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$15.00
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ATM/CHECK CARD FEES
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Visa ATM/Check replacement card
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$5.00
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Expedited card or pin
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$55.00
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Overnight card or pin
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$65.00
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Withdrawals at ATMs in network (CO-OP/Alcon Facilities)
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Free
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Withdrawals at ATM outside network.
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$1.00
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Inquiries at ATMs
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FREE
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Transfers at ATMs
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FREE
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SHARE DRAFT ACCOUNT RELATED FEES
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Checking account without direct deposit
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$5.00 per month (if balance falls below $250 during month)
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Checking account with direct deposit
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No minimum balance or monthly service fees
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NSF fee (returned Alcon EFCU draft)
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$25.00
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Stop payment on check (per item)
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$15.00
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Courtesy Pay (Overdraft privilege/per occurence)
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$30.00
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OTHER FEES
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ACH origination (recurrent transfer) set up fee
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FREE (Max. up to $5000 per transfer)
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ACH origination (one time transfer) set up fee*
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$5.00 (Max. up to $5000 per transfer)
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ACH origination (one time transfer/same day) set up fee*
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$7.50 (Max. up to $5000 per transfer)
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Returned deposit item fee
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$15.00
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Foreign collection item (exchange fees may also apply)
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$30.00
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Copies of share drafts
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$2.00 per item
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Online banking check images
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FREE
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Notary service (members)
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FREE
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Notary service (non-members)
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$6.00 first signature. $1.00 each additional.
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Quick Cash Loan application fee
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$20.00 per application
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WIRE TRANSFERS
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Incoming
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FREE
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Outgoing (domestic)
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$15.00
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Outgoing (international in US dollars)
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$35.00
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Outgoing (international in foreign currency)
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$50.00
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MONEY ORDERS/CHECKS
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Money Order fee
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$1.50 each
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Overnight CU checks
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$15.00
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Overnight Saturday CU checks
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$25.00
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Cashier’s check
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$3.00 per check
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CU Check
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$1.00 per check
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VISA Gift Card
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$3.00 per card
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ONLINE SERVICES
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Online Banking
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FREE
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Bill Pay services
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FREE
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Bill Pay overnight check payment (per payment)
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$15.00
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Bill Pay Same Day Electronic (per transaction)
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$5.00
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Bill Pay NSF returned items
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$25.00
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Bill Pay proof of payment (per request)
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$15.00
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Bill Pay Stop Payment (per request)
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$25.00
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Bill Pay service request (claims, late fees, unable to locate, pay not posted, outstanding check, archived retrieval request, etc.) per request
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$25.00 per request
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Bill Pay services – 90 consecutive days of inactivity
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$5.00 per month
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E-Statements
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FREE
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Person to Person (P2P) transfers*
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FREE (Max. $2500 per day)
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Person to Person (P2P) NSF fee*
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$25.00
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*ACH origination and Person to Person transfers deadline is 3:00 pm CST (M-F)
Fees effective as of 11/1/2016. Service fees subject to change with notice. Please review this Fee Schedule in conjunction with our
Terms and Conditions and Truth-in-Savings Disclosures.
