The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

ACCOUNT RELATED FEES
Membership fee
$1.00
Membership reopen fee
$5.00
Mailed paper statement
$2.00 per month
Account history
$2.00 per page
Returned mail fee (incorrect address, per account)
$2.00 per month
Account closure within 180 days
$10.00
Inactive/dormant account (after 12 months) fee
$5.00 per month
Share withdrawal fee
3 FREE withdrawals per month. Thereafter $5.00 each withdrawal.
Transfer balance request via email/phone with MSR**
$2.00 per transfer
ACH RELATED FEES
ACH NSF fee
$30.00 per item
Courtesy Pay (overdraft privilege)
$35.00 per item
Stop payment on ACH
$15.00 per item
ACH origination (one time transfer) set up fee*
$5.00 (Max. up to $5000 per transfer)
ACH origination (recurrent transfer) set up fee*
FREE (Max. up to $5000 per transfer)
ACH origination (one time transfer/same day process) set up fee*
$7.50 (Max. up to $5000 per transfer)
ATM/CHECK CARD FEES
Visa ATM/Check replacement card
$5.00
Expedited card or pin
$55.00
Overnight card or pin
$65.00
Withdrawals at ATMs in network (CO-OP/Alcon Facilities)
FREE
Withdrawals at ATM outside network
$1.00
Inquiries at ATMs in network (CO-OP/Alcon Facilities)
FREE
Transfers at ATMs in network (CO-OP/Alcon Facilities)
FREE
CHECKING ACCOUNT RELATED FEES
Minimum Balance Fee, if balance falls below $250.00 at any time during the month. (Share draft account without direct deposit)
$5.00 per month
Checking account with direct deposit
FREE
NSF fee (returned Alcon EFCU draft)
$30.00 per item
Stop payment on check
$15.00 per item
Courtesy Pay (Overdraft privilege)
$35.00 per item
OTHER FEES
Returned deposit item fee
$15.00
Foreign collection item (exchange fees may also apply)
$30.00
Copies of share drafts
$2.00 per item
Online banking check images
FREE
Notary service (members)
FREE
Notary service (non-members)
$6.00 first signature. $1.00 each additional.
Quick Cash Loan application fee
$20.00 per application
WIRE TRANSFERS
Incoming
FREE
Outgoing (domestic)
$15.00
Outgoing (international in US dollars)
$35.00
Outgoing (international in foreign currency)
$50.00
MONEY ORDERS/CHECKS
Money Order fee
$1.50 per money order
Cashier’s check fee
$3.00 per check
CU check
$1.00 per check
VISA Gift Card
$3.00 per card
Overnight CU checks
$15.00
Overnight Saturday CU checks
$25.00
Copy of checks request via email/phone with MSR**
$2.00 per copy
Copy of Credit Union checks
$2.00 per copy
Copy of Cashier’s checks
$5.00 per copy
Check request via Audio Teller or online banking
FREE
Check request via email/phone with MSR**
$2.00
ONLINE SERVICES
Online Banking
FREE
Online banking check copies
FREE
Online banking transfers (within account or linked accounts)
FREE
Bill Pay services
FREE
Bill Pay services – 90 consecutive days of inactivity (If you allow 90
consecutive days of inactivity there will be a non-refundable inactivity fee
of $5.00 debited from your account)
$5.00 per month
Bill Pay next day check payment request (per payment)
$19.95
Bill Pay two days check payment request (per payment)
$14.95
Bill Pay NSF returned items
$30.00
Bill Pay proof of payment (per request)
$15.00
Bill Pay stop payment (per request)
$25.00
Bill Pay service request (claims, late fees, unable to locate,
pay not posted, outstanding check, archived retrieval request, etc.)
$25.00 per request
Bill Pay Gift Check
$2.99 per gift check
Bill Pay Donation
$1.99 per donation
E-Statements
FREE

*ACH origination deadline is 3:00 pm CST (M-F) | **MSR (Member Service Representative)

Service fees subject to change with notice. Please review this Fee Schedule
in conjunction with our Terms and Conditions and Truth-in-Savings Disclosures.