ACCOUNT RELATED FEES
Membership fee	$1.00
Membership reopen fee	$5.00
Mailed paper statement	$2.00 per month
Account history	$2.00 per page
Returned mail fee (incorrect address, per account)	$2.00 per month
Account closure within 180 days	$10.00
Inactive/dormant account (after 12 months) fee	$5.00 per month
Share withdrawal fee	3 FREE withdrawals per month. Thereafter $5.00 each withdrawal.
Funds Transfer request via email/phone with MSR**	$2.00 per transfer
Research Fee (minimum 1 hour)	$25.00

ACH RELATED FEES
ACH NSF fee	$30.00 per item
Courtesy Pay (overdraft privilege)	$35.00 per item
Stop payment on ACH	$15.00 per item
ACH origination (one time transfer) set up fee*	$5.00 (Max. up to $5000 per transfer)
ACH origination (recurrent transfer) set up fee*	FREE (Max. up to $5000 per transfer)
ACH origination (one time transfer/same day process) set up fee*	$7.50 (Max. up to $5000 per transfer)

ATM/CHECK CARD FEES
Visa ATM/Check replacement card	$5.00
Expedited card or PIN	$55.00
Overnight card or PIN	$65.00
Withdrawals at ATMs in network (CO-OP/Alcon Facilities)	FREE
Withdrawals at ATM outside network	$1.00
Inquiries at ATMs in network (CO-OP/Alcon Facilities)	FREE
Transfers at ATMs in network (CO-OP/Alcon Facilities)	FREE
VISA Travel Card	$7.00 per card
VISA Travel Card (companion)	$2.95 per card
VISA Travel Card funds reload	$2.50 per reload
VISA Gift Card	$3.00 per card

CHECKING ACCOUNT RELATED FEES
Minimum Balance Fee, if balance falls below $250.00 at any time during the month. (Share draft account without direct deposit)	$5.00 per month
Checking account with direct deposit	FREE
Student checking account	FREE
NSF fee (returned Alcon EFCU draft)	$30.00 per item
Stop payment on check	$15.00 per item
Courtesy Pay (Overdraft privilege)	$35.00 per item

OTHER FEES
Returned deposit item fee	$15.00
Foreign collection item (exchange fees may also apply)	$30.00
Copies of share drafts	$2.00 per item
Online banking check images	FREE
Notary service (members)	FREE
Notary service (non-members)	$6.00 first signature. $1.00 each additional.
Quick Cash Loan application fee	$20.00 per application

WIRE TRANSFERS
Incoming	FREE
Outgoing (domestic)	$15.00
Outgoing (international in US dollars)	$35.00
Outgoing (international in foreign currency)	$50.00

MONEY ORDERS/CHECKS
Money Order fee	$1.50 per money order
Cashier’s check fee	$3.00 per check
CU check	$1.00 per check
Overnight CU checks	$15.00
Overnight Saturday CU checks	$25.00
Copy of checks request via email/phone with MSR**	$2.00 per copy
Copy of Credit Union checks	$2.00 per copy
Copy of Cashier’s checks	$5.00 per copy
Check request via Audio Teller or online banking	FREE
Check request via email/phone with MSR**	$2.00

ONLINE SERVICES
Online Banking	FREE
Online banking check copies	FREE
Online banking transfers (within account or linked accounts)	FREE
Bill Pay services	FREE
Bill Pay services – 90 consecutive days of inactivity (If you allow 90 consecutive days of inactivity there will be a non-refundable inactivity fee of $5.00 debited from your account)	$5.00 per month
Bill Pay next day check payment request (per payment)	$19.95
Bill Pay two days check payment request (per payment)	$14.95
Bill Pay NSF returned items	$30.00
Bill Pay proof of payment (per request)	$15.00
Bill Pay stop payment (per request)	$25.00
Bill Pay service request (claims, late fees, unable to locate, pay not posted, outstanding check, archived retrieval request, etc.)	$25.00 per request
Bill Pay Gift Check	$2.99 per gift check
Bill Pay Donation	$1.99 per donation
E-Statements	FREE

*ACH origination deadline is 3:00 pm CST (M-F) | **MSR (Member Service Representative)

Service fees subject to change with notice. Please review this Fee Schedule
in conjunction with our Terms and Conditions and Truth-in-Savings Disclosures.