Effective November 1, 2016. The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

ACCOUNT RELATED FEES
Membership fee
$1.00
Membership reopen fee
$5.00
Copy of statement
$2.00 per statement period
Account history
$2.00 per request
Returned mail fee (bad address)
$2.00 per statement/month
Account closure within 180 days
$10.00
Inactive/dormant account (after 12 mo.) fee
$5.00 per month
Share withdrawal fee
3 FREE withdrawals per month. Thereafter $5.00 each withdrawal.
Research fee (min. 1 hour)
$25.00
ACH RELATED FEES
ACH NSF fee
$25.00
Courtesy Pay (overdraft privilege/per occurence)
$30.00
Stop payment on ACH (per item)
$15.00
ATM/CHECK CARD FEES
Visa ATM/Check replacement card
$5.00
Expedited card or pin
$55.00
Overnight card or pin
$65.00
Withdrawals at ATMs in network (CO-OP/Alcon Facilities)
Free
Withdrawals at ATM outside network.
$1.00
Inquiries at ATMs
FREE
Transfers at ATMs
FREE
SHARE DRAFT ACCOUNT RELATED FEES
Checking account without direct deposit
$5.00 per month (if balance falls below $250 during month)
Checking account with direct deposit
No minimum balance or monthly service fees
NSF fee (returned Alcon EFCU draft)
$25.00
Stop payment on check (per item)
$15.00
Courtesy Pay (Overdraft privilege/per occurence)
$30.00
OTHER FEES
ACH origination (recurrent transfer) set up fee
FREE (Max. up to $5000 per transfer)
ACH origination (one time transfer) set up fee*
$5.00 (Max. up to $5000 per transfer)
ACH origination (one time transfer/same day) set up fee*
$7.50 (Max. up to $5000 per transfer)
Returned deposit item fee
$15.00
Foreign collection item (exchange fees may also apply)
$30.00
Copies of share drafts
$2.00 per item
Online banking check images
FREE
Notary service (members)
FREE
Notary service (non-members)
$6.00 first signature. $1.00 each additional.
Quick Cash Loan application fee
$20.00 per application
WIRE TRANSFERS
Incoming
FREE
Outgoing (domestic)
$15.00
Outgoing (international in US dollars)
$35.00
Outgoing (international in foreign currency)
$50.00
MONEY ORDERS/CHECKS
Money Order fee
$1.50 each
Overnight CU checks
$15.00
Overnight Saturday CU checks
$25.00
Cashier’s check
$3.00 per check
CU Check
$1.00 per check
VISA Gift Card
$3.00 per card
ONLINE SERVICES
Online Banking
FREE
Bill Pay services
FREE
Bill Pay overnight check payment (per payment)
$15.00
Bill Pay Same Day Electronic (per transaction)
$5.00
Bill Pay NSF returned items
$25.00
Bill Pay proof of payment (per request)
$15.00
Bill Pay Stop Payment (per request)
$25.00
Bill Pay service request (claims, late fees, unable to locate, pay not posted, outstanding check, archived retrieval request, etc.) per request
$25.00 per request
Bill Pay services – 90 consecutive days of inactivity
$5.00 per month
E-Statements
FREE
Person to Person (P2P) transfers*
FREE (Max. $2500 per day)
Person to Person (P2P) NSF fee*
$25.00

*ACH origination and Person to Person transfers deadline is 3:00 pm CST (M-F)

Fees effective as of 11/1/2016. Service fees subject to change with notice. Please review this Fee Schedule in conjunction with our
Terms and Conditions and Truth-in-Savings Disclosures.