Best Holiday Wishes!

As this long, strange, and very challenging year slowly winds to a close, we want to thank you for sticking with the credit union and allowing us to continue to serve you. Although we couldn’t see you as much as we would have liked, we hope you’ve found our digital solutions, affordable products, and convenient services to be accommodating to your needs. Please know we remain ready to discuss your specific financial needs and offer solutions to help.

From our family to yours – may your holidays shine with moments of love, laughter, and goodwill, and may the year ahead be full of contentment and joy.

Happy Holidays & Best Wishes for the New Year!
The Board, Management & Staff of Alcon Employees FCU

SLEIGH the shopping season this year with a holiday loan!

For a limited time, you can borrow up to $4,000 at rates as low as 7.75% APR* to fill those stockings and the space beneath your tree with loads of boxes, bags, and holiday tags.

Apply today to start your holiday shopping SLEIGH!

*Annual Percentage Rate. All loans subject to credit approval. Terms and conditions may apply.

Wrapped & ready!

Your gift from the credit union is wrapped, ready and waiting for you to open and enjoy. The holiday skip-a-pay program is back!

This year, you can skip your December* loan payment(s) and use the extra cash to cover your holiday expenses. From gifts and wrap, to cards and food, it all adds up.

Call the credit union or fill out our skip-a-pay form to get started now!

*Not all loans are eligible for the skip a pay program. Finance charges will continue to apply. A fee of $30 will be assessed for each loan you skip. Other terms and conditions may apply; see credit union for full details.

 

Holly jolly gift cards are here!

Available in amounts from $10 to $1000, our VISA® gift cards* are the perfect gift for those  hard-to-buy-for friends and family members this holiday season. Recipients can use the cards for anything they wish, online or in-store, wherever Visa is accepted.

Call the branch today to get your holly, jolly gift cards and get a head start on your shopping list!

*3.00 purchasing fee waived November 1, 2020 – December 31, 2020.

Alcon EFCU Members Donate 2,880 Meals to Hungry Texans!

By the end of July, our members had generously donated $960 to the North Texas Food Bank which provided 2,880 nutritious meals to hungry Texans! Thanks for all of your help.

Financial tips for a stress-free holiday season

Dreading the stress that often comes with the holiday shopping season? To help alleviate that stress, use these tips so you don’t overspend, and you can enjoy the season even more.

  1. Make a shopping list – Creating a shopping list of gift recipients, gift ideas and how much you intend to spend on each can help you get a big picture of the funds you need. Make sure to include the extras such as holiday décor, wrapping paper and cards.
  2. Secret Santa – Instead of buying for all of your friends and family, consider engaging in a Secret Santa exercise so everyone can limit the number of gifts they purchase while adding an element of surprise and fun to the holiday.
  3. Gift a service or craft – Consider saving money by gifting services such as pet or babysitting hours or tutoring or making crafty DIY presents.
  4. Shop deals and start early – Start shopping now so you have time to look for deals and compare prices among retailers.
  5. Stick to the list – Try to curb any impulse purchases while shopping and simply stick to your list.
  6. Tally your receipts and bills – Track your spending daily to ensure you’re staying within your budget.
  7. E-cards – Going digital with your holiday cards not only saves you money but it provides more time for you to distribute your cards in a timely manner.
  8. Take advantage of cash back opportunities – If you must use your credit cards, use one that earns you a cash back bonus.

Congratulations to AEFCU’s 2020 College Scholarship Recipients!

Congrats to our two 2020 scholarship recipients. Each student received $500 from the credit union to use toward their college expenses. We wish the students much success in college and can’t wait to see what their futures hold!

scholarship recipients

Holidays

November 25, 2020 Day before Thanksgiving (Open 8 am to noon)
November 26, 2020 Thanksgiving
November 27, 2020 Day after Thanksgiving
December 24, 2020 (Open 8 am to noon)
December 25, 2020 Christmas Day
December 28 – 31, 2020 Holiday Shutdown (Open 8 am to noon)
January 1, 2021 New Year’s Day