Current Promotions
Drive Forward with a Better Auto Loan
Good credit or not, we’re here to help you get moving.
From your first car to your next adventure, Alcon Employees Federal Credit Union has your back with auto loans designed for flexibility, savings, and simplicity. For a limited time, you can lower your rate by up to 0.50% APR* just by choosing two qualifying AEFCU services.
Pick Two & Save Big
When you apply between July 1 and September 30, 2025, you can earn a rate discount when you add any two of the following:
- Direct deposit into an AEFCU checking account
- Automatic loan payments from checking
- New VISA® credit card
- New certificate account
- New emergency loan
Refinances welcome! Whether you’re buying new or bringing your current loan to AEFCU, we’re ready to help you save.
Apply Before September 30, 2025!
Don’t miss your chance to lock in rates as low as 4.99% APR and take control of your auto loan journey. The more you bundle, the more you save.
*APR = Annual Percentage Rate. Rates as low as 4.99% APR. Actual rate and repayment terms will be based on individual creditworthiness and may be higher than 4.99% APR. To qualify for this promotional rate and rate discount, loan applications must be received between 12:00 a.m. on July 1, 2025 and 11:59 p.m. EST on September 30, 2025. No exceptions. Member must choose two qualifying options with Alcon Employees FCU: (1) a checking account with direct deposit into AEFCU checking, (2) automatic auto loan payments from AEFCU checking or another nancial institution, (3) new VISA credit card, (4) any certicate account, or (5) a new emergency loan. Loans currently financed with Alcon Employees FCU are not eligible for refinance with this offer. Maximum promotional discount is 0.50% APR. All loans subject to credit approval. Membership eligibility is required. Other terms and conditions may apply. Oer may be changed or withdrawn at any time without notice. See credit union for full details. Federally insured by NCUA.
Save the Day (and Get Paid)
Start building your emergency fund — and get rewarded along the way.
Let’s Start Building! (Click Here to Apply)
When life takes an unexpected turn, Alcon Employees Federal Credit Union has your back. Whether it’s a medical bill, car repair, or lost income, our Emergency Savings Loan helps you prepare for life’s “just in case” moments — while earning rewards as you go.
Emergency Savings Loan Features:
- No credit pull required
- Borrow up to $3,000
- Low 4.20% APR*
- Flexible terms up to 18 months
- Build credit while building your safety net
- Funds unlock when the loan is fully repaid
PLUS: Milestone Rewards — Earn Up to $100!
We’ll celebrate your savings progress with cash bonuses:
- Reach 50% of your savings goal → Get $25
- Reach 75% → Get another $25
- Reach 100% → Earn a final $50
That’s up to $100 in bonus cash just for saving what matters!
What Can Your Emergency Fund Cover?
- Unexpected medical expenses
- Vehicle repairs
- Home maintenance emergencies
- Pet emergencies
- Job loss or income gaps
Use your Emergency Fund Loan as a launchpad — and let Milestone Rewards keep you motivated.
*APR = Annual Percentage Rate. 4.20% APR for share-secured loans up to 18-months. Rates are subject to change at any time without notice. Payment example: $84.37 per $500 borrowed at 4.20% APR for 6 months. **Milestone Rewards are oered to Alcon Employees FCU members who enroll in the Emergency Savings Program and meet designated savings benchmarks within a single, eligible savings account. Members will receive: $25 when 50% of their savings goal is reached. $25 when 75% of their savings goal is reached. $50 upon reaching 100% of their goal. Rewards are cumulative and will be deposited into the same savings account within 30 days of each milestone being veried. Only one reward cycle may be completed per member or account at a time. Program requirements and rewards are subject to change or cancellation at any time without notice. Other restrictions may apply. Membership eligibility required. Federally insured by NCUA.
